All solutions

Digital Lending Stack

GovernmentEnterprise

Onboard, underwrite, sign and disburse a loan — end to end, paperless.

6Flow steps
6Integrations
2Domains spanned
3–4 weeksTypical go-live
End-to-end flow
From application to money-in-account without a single branch visit or wet signature.
1
Verify borrower identity (KYC)
Aadhaar e-KYC· UIDAI
POST/aadhaar/v2/ekyc
2
Validate PAN & tax status
PAN Verification· Protean (NSDL)
POST/pan/v1/verify
3
Pull bank statements with consent
Account Aggregator· Sahamati · ReBIT
POST/aa/v2/fi/fetch
4
Confirm employment & income
EPFO / UAN· EPFO
POST/epfo/v1/employment
5
Sign the loan agreement (Aadhaar eSign)
Aadhaar eSign· CCA · C-DAC
POST/esign/v2/initiate
6
Disburse funds to the borrower
Razorpay· Razorpay
POST/razorpay/v1/orders