Government payment API integration on UPI, BBPS and NETC
Collect over UPI, pay bills across 20,000+ BBPS billers and query FASTag status by vehicle — India's public payment rails, integrated with PSP-grade reconciliation.
Government payment integrations
3 resultsInitiate UPI collect requests, validate VPAs and reconcile payments through our PSP-grade integration.
Fetch and pay bills across 20,000+ billers — electricity, gas, DTH, broadband and more — through a single interface.
Query FASTag balance and tag status by vehicle registration number for fleet and mobility platforms.
India's public payment infrastructure is the cheapest and fastest way to move money in the country, but each rail has its own settlement model. UPI clears in real time and needs idempotent collect handling. BBPS separates bill fetch from bill payment and expects both to be reconciled against the biller. NETC exposes tag status rather than a payment instrument. Treating them as one generic 'payments' abstraction is where most in-house implementations start losing money to unreconciled transactions.
Our payment API integration models each rail correctly. UPI collect requests are issued with VPA validation up front and callbacks reconciled against your order ledger. BBPS bill fetch and payment are tied to a single biller reference so a partial failure is recoverable. FASTag queries resolve by vehicle registration number for fleet and mobility use cases. Every rail returns a normalised status so your ledger logic does not fork per provider.
What you can build with public payment rails
In-app UPI collection
Validate the payer's VPA, raise a collect request, receive the callback and reconcile against your order in one flow, with retry semantics that do not double-charge.
Bill payments inside your product
Fetch a live bill for electricity, gas, DTH, water or broadband from any of the 20,000+ BBPS billers and pay it without sending the customer to another app.
Fleet toll visibility
Query FASTag balance and tag status by registration number so a logistics or mobility platform can flag a vehicle before it is dispatched to a tolled route.
Payout-ready account validation
Pair UPI VPA validation with IFSC branch lookup to confirm a beneficiary before money leaves your account, rather than discovering the error in a failed settlement.
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Frequently asked questions
Do we need our own PSP relationship for UPI?
No. The UPI integration runs through Aeologic's PSP-grade access, which is what lets you start collecting without a direct bank sponsorship arrangement in place.
How are UPI callbacks reconciled?
Every collect request carries an idempotency key tied to your order reference. Callbacks are matched against it and replayed if your endpoint is unavailable, so a dropped webhook does not become a lost payment.
Does BBPS cover both fetch and pay?
Yes. Bill fetch and bill payment are separate operations against the same biller reference, which is what allows you to show the customer the live amount due before collecting it.
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Every connector in this repository is pre-built, tested and compliance-ready. Tell us what you're building and our engineers wire it into your product end-to-end, while your team stays focused on what makes you different. Save the months — and the budget — a from-scratch build would cost.