Insurance & InsurTech API Integration

Instant KYC, risk data and e-signed policies for digital insurers.

InsurTech platforms need frictionless onboarding, risk signals and legally-valid policy issuance. Aadhaar e-KYC, PAN, CKYC, Account Aggregator, Vahan and Aadhaar eSign come pre-built and compliance-ready so you quote, underwrite and issue a policy in a single digital journey.

What you can ship

• Verify a proposer paperlessly with Aadhaar e-KYC, PAN and CKYC
• Enrich motor risk with Vahan vehicle registration data
• Issue and e-sign the policy document with Aadhaar eSign

Integrations for Insurance & InsurTech

• Aadhaar e-KYCReady to ship

  Paperless identity verification against the UIDAI database via OTP or biometric authentication. Licensed AUA/KUA access.
• PAN VerificationReady to ship

  Validate a PAN against the Income Tax department and retrieve holder name + status in real time.
• Central KYC (CKYC)Ready to ship

  Search and download a citizen's KYC record from the Central KYC Registry using the 14-digit CKYC identifier.
• Account AggregatorReady to ship

  Consent-driven financial data sharing across banks via the RBI Account Aggregator framework. FIU-grade integration.
• Aadhaar eSignReady to ship

  Apply legally-valid digital signatures to documents using Aadhaar OTP — fully paperless contract execution.
• Vahan (Vehicle RC)Ready to ship

  Fetch Registration Certificate details for any vehicle from the national Vahan database.
• WhatsApp BusinessReady to ship

  Send template and session messages on WhatsApp for notifications, OTP and support.